Phil and Macy

Phil and Macy

Friday, October 30, 2015

Sheri and a sad insurance story (corrected)


Yesterday I saw on Facebook that a former coworker name to Sheri was going to a rehab facility in Ankeny. This is a good news/bad news item. Good news is she's improving and rehab looks promising over the long term. This is a good news bad news The bad news is she can no longer attend the rehab at St. Luke’s Hospital here in her hometown area. This was due to insurance considerations.

I think I know how they feel. Is bad enough to lose your health and deal with a medical condition. It’s even worse when you find out that you are now the enemy of your health insurance company. In my case I have paid in and been part of medical insurance for 40 years. When I started to lose my health I found out that the people who were there to help me viewed me as the enemy. This is no exaggeration. We had United healthcare when I was first diagnosed and I thought they were bad. When I needed a power wheelchair they thought it was fine for me to travel 300 miles across the state to stay within the network. That took months to straighten out and I purchased a used power chair in the interim. It is pretty bad when you have to buy something used so that you can wait for the insurance company to do what they are supposed to.

The absolute worst company was Coventry. They were literally insulting to me. It was their reactions that made me realize my work career was coming to an end. They did not want to do anything to help me. All I heard from them was they existed as a company for profit and that was their number one concern. Obama care reinforces this attitude. I got into a major hassle with them over a medication to help me stay awake so I could keep working.

After being insulted and ignored and proceeding on my own I decided I was no longer going to try to keep the cost down of my medical treatment. Because of their attitude I decided to proceed with a new wheelchair that tilted the seat. I had already purchased one used and knew I needed one but they did not care that I bought a used one on my own to save them money. I was just another dumb customer than needed to provide premiums. I’m glad I pursued the wheelchair because I really did need it and this one fits me so much better than the used one I purchased.

My hope is that Sheri and Kelly her husband get treated a little better but this latest move to Ankeny tells me they’re just beginning this difficult part of the journey. I would have to say that the worst part about losing my health has been dealing with health insurance.


No comments:

Post a Comment